1163 NW 16TH PLACE, STUART, FL, 34994
Active1 days on marketListed Aug 17, 2026MLS #O6433893
About this home
1163 NW 16TH PLACE
Virtually Staged. Welcome to this beautifully updated 4-bedroom, 2-bath home in Stuart, offering an ideal combination of location, functionality and long-term value with no HOA. Inside, the home features an upgraded kitchen with newer appliances, renovated bathrooms, new flooring, and fresh interior and exterior paint. CBS construction, a metal roof and impact windows provide added durability and peace of mind, while the paid-off solar system helps supplement the home's electrical usage. Outside, the property offers exceptional flexibility with a two-car garage, large driveway and additional parking for an RV, boat or other recreational vehicles, including an RV hookup. With no HOA, you have the freedom to take full advantage of the additional parking and property features. Conveniently located near the St. Lucie River and just minutes from Downtown Stuart and Jensen Beach, with shopping, dining, boating and recreation all nearby. The Atlantic beaches are approximately 8 miles away, putting the best of the Treasure Coast within easy reach. With its combination of major improvements, versatile parking, paid-off solar, no HOA and a highly convenient Stuart location, this property offers a rare opportunity at this price point.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,685
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,730 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,730/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$290 vs $266
Days on market
1 vs 66 typical
Where $290/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Lake Park
Get to know Stuart. See the full Stuart guide →
Palm Lake Park — neighborhood snapshot
Population
374
Median age
64
Median income
$54,639
Median home value
$186,800
Avg household
2
Households w/ children
17%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 1163 NW 16TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$330,000
1121 NW 15th Terrace, Stuart FL 34994 · same community
3 bd · 3 ba · 1,330 sqft · $248/sqft · 160 DOM
Sold · Nov ’25$355,000
1026 NW 16th Street, Stuart FL 34994 · same community
2 bd · 2 ba · 1,325 sqft · $268/sqft · 3 DOM
Sold · Oct ’25$449,250
1582 NW Palm Lake Dr, Stuart FL 34994 · same community
4 bd · 2 ba · 2,100 sqft · $214/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1163 NW 16TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1163 NW 16TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1163 NW 16TH PLACE FAQs
What would the monthly payment be for 1163 NW 16TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,730/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1163 NW 16TH PLACE?+
The most recent tax bill on record (2025) was $5,704. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1163 NW 16TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $489,000, this home is listed about 12% above the Stuart median of $434,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1163 NW 16TH PLACE?+
Felix A Williams Elementary School (elementary), Jensen Beach High School (high), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,000 runs 172% above the STUART 34994 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Stuart market that averages 66 — if it fits, move quickly.
04Strong assigned schools
Felix A Williams Elementary School, Jensen Beach High School, Stuart Middle School — Felix A Williams Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE REAL ESTATE COLLECTION LLC · Matt Kester. MLS #O6433893.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Stuart homes, in your inbox
Like 1163 NW 16TH PLACE but not quite? A daily digest of every new listing in Stuart — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →