
1150 WINDSOR WAY, LUTZ, FL, 33559
Active0 days on marketListed Aug 6, 2026MLS #TB8533215
About this home
1150 WINDSOR WAY
Welcome home to this beautifully designed 4-bedroom, 2-bath residence where indoor comfort and outdoor living come together perfectly. Step through the front door into the formal living room, where french doors immediately draw your eyes to the oversized covered and screened lanai overlooking the sparkling pool and spa. Adjacent to the living room, the formal dining room provides the perfect setting for holiday gatherings, special celebrations, and memorable dinners with family and friends. At the heart of the home is a charming European-inspired kitchen featuring elegant soapstone countertops and an open design that flows seamlessly into the spacious family room. Another set of sliding glass doors opens to the lanai, creating an ideal space for entertaining or simply enjoying Florida's indoor-outdoor lifestyle. Three secondary bedrooms are privately situated toward the rear of the home, including one with sliding glass doors providing direct access to the patio and pool area. The primary suite is thoughtfully positioned at the front of the home, offering a peaceful retreat complete with its own sliding glass doors leading to the covered lanai. Step outside and discover your own private backyard oasis. Spend your days relaxing in the open pool and spa, unwind beneath the stunning Bali-inspired covered deck, or cultivate your favorite vegetables and herbs in the established garden area. The spacious backyard also includes a storage shed, providing additional space for tools, gardening supplies, or outdoor equipment. With almost no HOA, no CDD fees, an exceptional floor plan, resort-style outdoor living, and a convenient location close to shopping, dining, schools, and everyday amenities, this home truly offers the best of Florida living. Whether you're entertaining a crowd or enjoying a quiet evening by the pool, this is a place you'll be proud to call home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,270
Sqft
0.26 ac
Lot size
2
Garage
1988
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,296 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
Days on market
0 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33559 — neighborhood snapshot
Population
19,147
Median age
32.1
Median income
$78,264
Median home value
$343,700
Avg household
2.65
Households w/ children
2,034
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1150 WINDSOR WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1150 WINDSOR WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1150 WINDSOR WAY FAQs
What would the monthly payment be for 1150 WINDSOR WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,296/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1150 WINDSOR WAY?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1150 WINDSOR WAY?+
The most recent tax bill on record (2025) was $2,665. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1150 WINDSOR WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $460,000, this home is listed about 7% below the Lutz median of $496,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1150 WINDSOR WAY?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Fresh on the market
Listed today in a Lutz market that averages 46 — if it fits, move quickly.
03Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX PREMIER GROUP · Terri Dusek. MLS #TB8533215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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