3524 BRISTOL STREET, SEBRING, FL, 33872
Active11 days on marketListed Aug 2, 2026MLS #TB8535163
About this home
3524 BRISTOL STREET
Virtually Staged. Timeless, well maintained finishes meet Florida open-plan living beautifully in this 3/2.5 1559 sqft home built in 1991. From the solid oak cabinetry and warm hardwood floors to the incredible screened lanai with its custom brick outdoor fireplace, this home offers a level of character that’s become difficult to find. Thoughtfully maintained and move-in ready, it provides the perfect opportunity to enjoy its original charm or personalize it over time. The home also features a 2-car garage, central heating and air, public utilities, and sits on approximately a 0.23-acre lot with no HOA. Conveniently located near shopping, dining, medical facilities, golf courses, this property presents a wonderful opportunity for homeowners or investors alike. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,559
Sqft
0.24 ac
Lot size
2
Garage
1991
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,070 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,070/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs Sebring actives
$173 vs $186
Days on market
11 vs 66 typical
Where $173/sqft sits among the 205 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $269K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
95 of 205
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 980% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 3524 BRISTOL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$315,000
416 LARK TERRACE · same community
3 bd · 2 ba · 1,488 sqft · $212/sqft · 88 DOM
Sold · Jun ’26$315,000
507 VOLVO AVENUE · same community
3 bd · 2 ba · 1,488 sqft · $212/sqft · 31 DOM
Sold · Jun ’26$287,400
3416 BRISTOL STREET · same community
3 bd · 2 ba · 1,475 sqft · $195/sqft · 634 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3524 BRISTOL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3524 BRISTOL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3524 BRISTOL STREET FAQs
What would the monthly payment be for 3524 BRISTOL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,070/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3524 BRISTOL STREET?+
The most recent tax bill on record (2025) was $2,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $269,900, this home is listed about 10% below the Sebring median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3524 BRISTOL STREET?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Luke Holland. MLS #TB8535163.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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