Shawn Headley
$509,0003 bd2.5 ba2,088 sqft$244 /sqft$3,879 /mo all-in ↓

7059 ISLAMORADA CIRCLE, SEMINOLE, FL, 33777

Active0 days on marketListed Aug 11, 2026MLS #TB8537787

WaterfrontTownhouseSEMINOLE ISLE

About this home

7059 ISLAMORADA CIRCLE

Welcome to Seminole Isle, a sought-after gated community offering the perfect combination of low-maintenance living, resort-style amenities, privacy, and convenience. This three-bedroom, 2.5-bath townhome is situated on a quiet, more private lot with serene tropical views. The spacious, open-concept second level is designed for both everyday living and entertaining, featuring hardwood flooring throughout the main living areas. The oversized kitchen is the heart of the home, showcasing upgraded maple cabinetry, stainless steel appliances, granite countertops, a large island, breakfast bar, and dedicated computer/work station. The open floor plan creates an easy flow between the kitchen, dining, and living spaces. The upstairs loft is the perfect space for a home office, reading area, or playroom. All three bedrooms are conveniently located on the upper level. The oversized primary suite offers plenty of room for a king-size bed, large furnishings, and even a private sitting or office area. The ensuite bath features dual sinks, a jetted spa tub, separate shower, and large walk-in closet. Step outside and enjoy Florida living from your spacious screened balcony, where peaceful tropical views create a relaxing retreat. The open lanai below provides additional outdoor space for enjoying the beautiful surroundings. The oversized garage accommodates two or more vehicles and provides abundant storage. Seminole Isle offers an array of amenities including a beautiful clubhouse, heated resort-style pool, tennis courts, fitness center, boat dock access for kayaks and canoes, picnic areas, and walking trails. Best of all, you can simply lock the door and go—this is the kind of low-maintenance lifestyle that allows you to spend less time on home upkeep and more time enjoying Florida. Located directly across the street from Lake Seminole Park, you’ll have even more opportunities for walking, recreation, trails, and lake access. And the pristine Gulf beaches are just a 10-minute drive away. If you’re looking for a gated community, exceptional amenities, generous living space, and a low-maintenance Florida lifestyle, this Seminole Isle townhome deserves to be at the top of your list.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,088

Sqft

0.43 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$244

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ExteriorBalcony · Sliding Doors

Community & fees

HOA fee$140/mo
Taxes (2025)$4,288/yr
PetsYes
CommunityDock · Fishing · Water Access · Fitness Center · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,879 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,996
FHA mortgage insurance (est.)$225
Property tax — 2025 actual bill$357
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,815
Interest rate6.00%
Loan term

Estimated payment

$3,879/mo

Principal & interest$2,996
FHA mortgage insurance (est.)$225
Property taxes (actual bill)$357
HOA / condo fee$140
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $509K
$485KedgeAI estimate $528,878 · range $505K$550K$572K

vs edgeAI estimate

−3.8%

Days on market

0 vs 44 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole Isle

Map of 7059 ISLAMORADA CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Seminole Isle — neighborhood snapshot

Population

429

Median age

53

Median income

$75,417

Median home value

$470,500

Avg household

2

Households w/ children

49%

For the school run

Pinellas County School District

ElementaryStarkey Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.1 months of inventoryBuyer’s market

$405K$450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $509,000 · 0 days on market since
2006Built · SEMINOLE ISLE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 7059 ISLAMORADA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7059 ISLAMORADA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7059 ISLAMORADA CIRCLE FAQs

What would the monthly payment be for 7059 ISLAMORADA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,879/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7059 ISLAMORADA CIRCLE?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7059 ISLAMORADA CIRCLE?+

The most recent tax bill on record (2025) was $4,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7059 ISLAMORADA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $509,000, this home is listed about 32% above the Seminole median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7059 ISLAMORADA CIRCLE?+

Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$509,000 runs 86% above the SEMINOLE 33777 median — but at 2,088 sqft it's also 49% larger than the typical Seminole listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Seminole market that averages 44 — if it fits, move quickly.

04Strong assigned schools

Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of IMAPP REALTY GROUP · Mindy Rovillo. MLS #TB8537787.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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