2439 SANTIAGO DRIVE, HOLIDAY, FL, 34690
Active2 days on marketListed Aug 12, 2026MLS #TB8537975
About this home
2439 SANTIAGO DRIVE
Welcome to easy Florida living in the sought-after 55+ community of Buena Vista Manor! This well-maintained home offers a functional split-bedroom floor plan with comfortable living spaces and thoughtful extras rarely found at this price point. Enjoy the bright sunroom, perfect for additional living space, along with a screened patio for relaxing outdoors year-round. Outside, you'll also find a fenced backyard, making it easy to accommodate pets. A covered carport and dedicated laundry/storage room add everyday convenience. Residents of Buena Vista Manor enjoy a welcoming community with amenities including a clubhouse, fitness area, shuffleboard & pickleball courts, golf-cart friendly streets, and a full calendar of social activities. Plus, you're just 10 minutes from the historic Sponge Docks and vibrant downtown Tarpon Springs, where you'll find waterfront dining, boutiques, bakeries, festivals, and some of the area's best Greek restaurants. Beautiful Gulf beaches, parks, golf courses, shopping, and more are all just a short drive away.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
720
Sqft
0.1 ac
Lot size
1971
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.9%
$/sqft vs Holiday actives
$114 vs $187
Days on market
2 vs 44 typical
Where $114/sqft sits among the 276 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34690 — neighborhood snapshot
Population
12,447
Median age
44.9
Median income
$46,167
Median home value
$152,200
Avg household
2.25
Households w/ children
931
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $225K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
161 of 276
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the HOLIDAY 34690 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 2439 SANTIAGO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$53,000
2453 SANTIAGO DRIVE · same community
2 bd · 2 ba · 660 sqft · $80/sqft · 105 DOM
Sold · Aug ’25$86,000
2400 BARON DRIVE · same community
2 bd · 1.5 ba · 784 sqft · $110/sqft · 287 DOM
Sold · Jul ’26$45,000
5118 RIVER BIRCH AVENUE · same community
1 bd · 1 ba · 624 sqft · $72/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2439 SANTIAGO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2439 SANTIAGO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2439 SANTIAGO DRIVE FAQs
What would the monthly payment be for 2439 SANTIAGO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $729/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2439 SANTIAGO DRIVE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2439 SANTIAGO DRIVE?+
The most recent tax bill on record (2025) was $396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2439 SANTIAGO DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $82,000, this home is listed about 66% below the Holiday median of $238,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2439 SANTIAGO DRIVE?+
Sunray Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REAL ESTATE OF FLORIDA LLC · Isabel Allen. MLS #TB8537975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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