515 BAR DRIVE, POINCIANA, FL, 34759
Active1 days on marketListed Aug 17, 2026MLS #TB8539759
About this home
515 BAR DRIVE
Priced to sell and situated on a spacious corner lot, this vacant home is ready for immediate improvements. In overall good condition and primarily in need of cosmetic updates, it presents an excellent value-add opportunity for investors or first-time homebuyers looking to customize a property and build equity. Highlights include an HVAC system replaced in 2024, low HOA fees, no age restrictions, and a location outside a designated flood zone. The roof is original. Conveniently located in Central Florida, approximately 50 minutes from Walt Disney World and Orlando International Airport.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,191
Sqft
0.27 ac
Lot size
2
Garage
2007
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,339 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,339/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
Days on market
1 vs 17 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Poinciana. See the full Poinciana guide →
POINCIANA 34759 — neighborhood snapshot
Population
41,381
Median age
42.6
Median income
$62,373
Median home value
$271,400
Avg household
2.78
Households w/ children
3,944
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$298K → $285K
Poinciana median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 515 BAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 515 BAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
515 BAR DRIVE FAQs
What would the monthly payment be for 515 BAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,339/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 515 BAR DRIVE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 515 BAR DRIVE?+
The most recent tax bill on record (2025) was $3,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 515 BAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $280,000, this home is listed about 3% below the Poinciana median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 515 BAR DRIVE?+
Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PALLADIUM INVESTMENTS INC · Matthew Brown. MLS #TB8539759.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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